All use cases
Live demonstration · Banking
An AI flagged the money. A designated officer decides what gets reported.
An AI transaction-monitoring model flagged a pattern and pre-drafted a suspicious activity report. But the decision to file (or dismiss) is reserved for the designated compliance officer.
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Meridian Federal Bank
Financial crimes · AML compliance
An AI monitoring model detected structured cash deposits across several branches and pre-drafted a suspicious activity report.
Filing — or dismissing — a report is a decision the law puts on a named compliance officer, who is personally accountable for the call.
AI transaction monitoring · alertALERT-44192 — Possible structuring
9 cash deposits of $9,400–$9,800 in 6 days
Across 4 branches, single beneficial owner
Model recommends: FILE reportRequires compliance-officer approval
Make the call — and sign
You'll be asked for a device passkey, such as Touch ID — that's how we prove a real person signed.
Why a human must sign: Anti-money-laundering law requires a bank’s designated compliance officer to review and personally approve the filing of a suspicious activity report.